💰 Family finances · #82

My wife will stop working for a while to look after the baby. How do we prepare to live on one income?

Preparing early makes the shift to one income calmer, not a shock. Before the second income stops, try living on one salary for a few months and save the rest as a buffer. Identify which expenses can be cut and which must stay. Make sure the family's basic maintenance (nafkah) is secured, because it remains the husband's responsibility according to his means. Also protect the wife who stops working: discuss savings or a specific allowance for her so she does not lose her security. Review the budget again when circumstances improve. See family finances.

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This answer is general reference, not a fatwa. For your situation, consult the religious affairs office, a Syarie lawyer or your state Syariah Court.

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