I am still carrying a lot of debt. Is it wise for me to take another wife now?

Adding to your household commitments while weighed down by debt is usually unwise and undermines fairness in maintenance (nafkah). Maintaining two households is an ongoing obligation, not a one-off expense. If your existing debts are not yet under control, taking on more responsibility risks wronging both families and adding to your mental strain. Put paying off your debts and stabilising your family's finances first. Talk with your wife about financial planning, and get debt-management advice if needed. Polygyny built on shaky finances often ends in quarrels and suffering. Put real ability before immediate desire; stability today protects your family tomorrow. See the polygyny readiness tool.