After losing my husband, who was the breadwinner, how do I manage the family's finances?

Start with a clear picture: list the income you have, the essential expenses, and what can be cut back. Check your and your children's rights to the estate, pension or death benefits through the religious affairs office, Amanah Raya or your late husband's employer, and have the estate distributed properly. Cut unnecessary spending first, and build an emergency fund, however small. Apply for zakat or welfare assistance if you qualify, without feeling ashamed. Avoid interest-bearing loans and get-rich-quick schemes that target desperate people. Seek advice from someone trustworthy in financial matters. See zakat & welfare assistance.