💰 Family finances · #129

We have no children. How do we make sure the surviving spouse does not end up struggling after one of us dies?

Plan from now, because without children, other relatives also inherit a large part of the estate. If there are no children, the wife receives one quarter and the husband receives one half. The rest goes to parents, siblings or other relatives. For the surviving spouse, this can mean the home they live in has to be sold. Valid steps include: gifting (hibah) the house or part of it to your spouse while you are well, with a complete handover; owning the house jointly; and naming your spouse as the takaful beneficiary. List all your property, then discuss the best arrangement with a Syariah lawyer. Do it transparently so the wider family does not feel betrayed later. See a wife's share when there are no children.

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This answer is general reference, not a fatwa. For your situation, consult the religious affairs office, a Syarie lawyer or your state Syariah Court.

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